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Frequently asked questions

Get instant answers to the most common questions about student loan forgiveness and our services.

What is the new SAVE plan in the IDR program?
How much debt relief has been provided under the PSLF program recently?
What are the eligibility criteria for loan forgiveness under IDR and PSLF?
What is the Limited PSLF Waiver and who does it affect?
What is the impact of the Limited PSLF Waiver?
What recent changes have been made to Income-Driven Repayment (IDR) and Public Service Loan Forgiveness (PSLF) programs?
How does the waiver affect FFEL Program loan borrowers?
Are there any specific provisions for military service members in PSLF?
How is the PSLF application process being improved?
Where can I find more information or apply for PSLF?

Assisting with Student Loan Document Preparation Financial Enhancement Services (FES) is dedicated to professional document preparation, and we do not negotiate, adjust, or settle debts. Every federal student borrower has the opportunity and is encouraged to apply for federal repayment or forgiveness programs directly through the US Department of Education at no cost. FES is not a lender or legal advice service. For legal or financial advice, please consult with a professional attorney or financial advisor. Each revision maintains the original message while improving clarity and conciseness, ensuring that the information is easily digestible and accessible for readers.